Can You Get Insurance Without a WETT Inspection?

In many cases, no—if your home has a wood-burning appliance, most Canadian insurance providers will require a WETT inspection before offering coverage or renewing a policy.

Some insurers may offer conditional coverage while you schedule the inspection, but full approval typically depends on a report from a certified WETT inspector. The inspection helps confirm that your wood stove or fireplace appears to be installed correctly and is in good working order.

If your appliance hasn't been inspected, it could delay your coverage or limit your policy options.